Wesley Chapel New Construction Incentives | Two Rivers, Pasadena Ridge, Mirada
Wesley Chapel, FL — Updated March 04, 2026

Current Builder Incentives
in Wesley Chapel

Updated weekly for Two Rivers, Pasadena Ridge, and Mirada — your complete guide to this week's best rate buydowns, closing cost credits, and new home specials.

Live incentive data — last refreshed March 04, 2026
Learn the truth about builder incentives See This Week's Deals ↓
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Featured This Week

Deal of the Week

The single best builder incentive available in Wesley Chapel right now.

Meritage Homes Classic Series model home in Two Rivers Wesley Chapel – energy-efficient new construction
★ Deal of the Week
Two Rivers · Wesley Chapel
Meritage Homes
Two Rivers — Tamarack Village
4.99% Fixed Rate (FHA/VA) + $15,000 Flex Cash
Using builder's preferred lender · Limited to homes closing within 60 days · Subject to qualification
Last Updated: March 2026
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Some of the best builder deals in Wesley Chapel are never publicly advertised. Access our exclusive offer workflow to see what's available right now — rate buydowns, inventory specials, and off-sheet incentives reserved for buyers who know where to look.

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Master-Planned Community

Two Rivers

Two Rivers is Wesley Chapel's newest master-planned community spanning 13 distinct villages and featuring 10 respected builders. With homes starting from the mid $300s, active gated enclaves, and a world-class private club, Two Rivers delivers unmatched variety for new construction buyers.

Full Community Guide →
D.R. Horton new construction homes in Two Rivers – Northwater, Archer & Hammock villages, Zephyrhills FL
D.R. Horton
Homes from $341,990 – $659,990 · 1,560–3,975 sq ft · Northwater, Archer & Hammock Villages
Current Incentives
  • 3.99% Fixed Rate + Up to $15K Closing Costs (Northwater)
  • 4.99% Fixed Rate + Up to $25K Toward Closing / Flex Cash (Archer)
  • Smart Home System Included on Every Home
  • 10+ Quick Move-In Floor Plans in 3 Gated Villages (Northwater, Archer, Hammock)
Lennar new construction homes in Creekwood Village at Two Rivers, Zephyrhills FL – from $499,900
Lennar
Homes from $499,900 – $694,900 · 2,048–3,629 sq ft · Creekwood Village
Current Incentives
  • Everything's Included® Package (appliances, flooring, smart home)
  • Homes from $499,900 – Now Selling in Creekwood Village
  • Rate Buydown with Lennar Mortgage (select plans)
  • Contact Robert for Exclusive Preferred Pricing
Meritage Homes model home in Two Rivers Wesley Chapel
Meritage Homes
Homes from $335,120 – $625,000 · 1,513–3,807 sq ft
Current Incentives
  • 4.99% Fixed Rate OR Up to $20,000 Closing Cost Credit
  • "Swimming in Savings" – Below-Market Rate Event
  • 3 Series: Premier ($335K+), Classic ($400K+), Signature ($500K+)
  • Built-in Energy Efficiency – 2×6 Framing Standard
Pulte Homes community in Two Rivers – Tamarack gated village, Zephyrhills FL, homes from $496,990
Pulte Homes
Homes from $496,990 – $952,990 · 2,065–4,347 sq ft
Current Incentives
  • Up to $70,000 in Total Incentives (select homes)
  • Below-Market Interest Rates with Pulte Mortgage
  • FREE Golf Cart on Select Homes
  • Life-Tested Home® Design – Homes $496,990–$952,990
Taylor Morrison Tortola model home in Hammock at Two Rivers, Zephyrhills FL – from $484,999
Taylor Morrison
Homes from $484,999 – $661,999 · 2,055–3,835 sq ft · Hammock Village
Current Incentives
  • Quick Move-In Homes Available Now (Grenada, Tortola, Bahama, Barbados)
  • TMHomes Mortgage Rate Incentives – Ask for Current Programs
  • Extended Warranty + Structural Coverage
  • Homes from $484,999 – Models: Bahama, Barbados, Bermuda, Grenada, Java, Palm, Saint Croix, Saint Thomas, Sand Key, Tortola
M/I Homes Shortgrass at Two Rivers, Zephyrhills FL – Landmark Collection from $451,990
M/I Homes
Homes from $451,990 – $838,990 · 2,109–5,452 sq ft · Shortgrass Village
Current Incentives
  • Save Up to $100,000 on Select Quick Move-In Homes
  • All Closing Costs Paid on Select QMI (limited homes)
  • Below-Market Rate Financing Available
  • Shortgrass Village – Landmark Collection on 50, 60 & 65 ft Homesites
Homes by WestBay Artisan Series new construction home in Two Rivers Wesley Chapel
Homes by WestBay
Homes from $419,990 – $994,990 · 2,160–4,900 sq ft · Ryals Field & Fieldcrest Villages
Current Incentives
  • $50,000 Toward Design Studio (Artisan Series homes)
  • 1% Below-Market Interest Rate on Artisan Series
  • $15,000 Flex Cash on Villa Townhome Plans
  • Artisan Series (Ryals Field) & Villas Series (Fieldcrest) – Two Gated Villages
Casa Fresca Homes model home in Two Rivers Wesley Chapel – modern design from the mid $300s
Casa Fresca
Homes from $374,990 – $508,840 · 1,615–3,182 sq ft · Fieldcrest Village
Current Incentives
  • Rates from 2.99% Year 1 / 3.99% Year 2 (2/1 Buydown)
  • 4.99% Years 3–10 (5.748% APR) – Limited-Time
  • Move-In Ready Homes: Azure, Catalina, Gabriela, Indigo + More
  • Fieldcrest Village – Magenta, Turquesa, Azure, Indigo, Lucia, Catalina & More
Park Square Homes Largo model at Tamarack at Two Rivers, Zephyrhills FL – from $451,990
Park Square Homes
Homes from $451,990 – $699,990 · 2,000–4,073 sq ft · Tamarack Village
Current Incentives
  • 2/1 Rate Buydown – As Low as 3.75% (5.819% APR) Year 1
  • Special Closing Cost Credit on Select Move-In Ready Homes
  • Tamarack at Two Rivers – Gated Village Homes
  • Tamarack at Two Rivers – Gated Village, Models: Sanibel, Hampton, Patagonia, Yosemite
William Ryan Homes model home at Tamarack at Two Rivers, Zephyrhills FL – from $479,990
William Ryan Homes
Homes from $479,990 – $629,990 · 2,007–3,440 sq ft · Tamarack Village
Current Incentives
  • 4.5% FHA/VA Fixed Rate (preferred lender)
  • 4.99% Conventional Fixed Rate Available
  • Solana Quick Move-In Home Available Now
  • Tamarack at Two Rivers – MyHome 24-7 Platform & HLX Mortgage Partnership
Elevated Living · Villages of Pasadena Hills

Pasadena Ridge

Pasadena Ridge is the Wesley Chapel area's most elevated new community — literally. Situated atop a 250-foot ridgeline in the Villages of Pasadena Hills, it delivers sweeping, unobstructed views unlike anything else in Pasco County. Three premium builders offer homes from the $300s to over $1M, with a resort-style club and 2-gigabit internet included.

Full Community Guide →
Homes by WestBay luxury Artisan Series home at Pasadena Ridge in Zephyrhills near Wesley Chapel
Homes by WestBay
Now Preselling · Artisan & Inspiration Series · Premium Ridgeline Views
Current Incentives
  • Artisan & Inspiration Series – Homes from $610s to $1M+
  • Select Premier Ridgeline Homesites with Panoramic Views
  • VIP Interest-List Pricing on Pre-Sales
  • Semi-Custom Design Flexibility – Ask Robert for Current Specials
Casa Fresca Homes new construction model home at Pasadena Ridge Zephyrhills – homes from $329,990
Casa Fresca
Homes from $329,990 · 1,446–3,182 sq ft
Current Incentives
  • Homes from $329,990 – 3-5 Bed, 1,446–3,182 sq ft
  • Rate Buydown Financing Available (preferred lender)
  • Move-In Ready Homes: Margarita, Gabriela, Valencia + More
  • Quartz Counters, Luxury Vinyl Plank & Smart Thermostat Included
Mattamy Homes new construction home at Pasadena Ridge Zephyrhills near Wesley Chapel – homes from the $300s
Mattamy Homes
Homes from $300K+ · Pendleton at Chapel Crossings · HERS Score 66 (Energy Efficient)
Current Incentives
  • Homes from the $300s – New Phase Now Releasing
  • Presale Lot Selection Open – Pick Your Homesite Now
  • Below-Market Financing Programs Available
  • Contact Robert to Get Pre-Sale Pricing Before Public Release
15-Acre Crystal Lagoon Community

Mirada

Mirada is America's lagoon community — anchored by the nation's largest 15-acre Crystal Lagoon with sandy beaches and resort-style amenities. Located in San Antonio near Wesley Chapel, Mirada features some of the most competitive builder incentives in the Tampa Bay market alongside one of the area's most unique lifestyle experiences.

Full Community Guide →
Lennar Mirada townhomes in San Antonio near Wesley Chapel – new construction from $265,900
Lennar
Townhomes from $265,900 · Town Estates from $283,900 · New Homesites Coming Soon
Current Incentives
  • Townhomes from $265,900 – 3 Bed / 2 Ba, 1,666 sq ft
  • Up to $35,000 Toward Design Options on To-Be-Built Homes
  • Up to $20,000 Flex Cash on Quick Move-In Isla Mirada Townhomes
  • 55+ Active Adult Community Also Available (Medley at Mirada)
D.R. Horton model home in Mirada San Antonio near Wesley Chapel – new construction near 15-acre lagoon
D.R. Horton
Homes from $383,990 · 4 Bed / 3 Ba Floor Plans
Current Incentives
  • Homes from $383,990 – 4 Bed / 3 Ba, Flexible Floor Plans
  • Rate Buydown Programs Available (ask about current offers)
  • Smart Home System by D.R. Horton Included
  • 15-Acre Crystal Lagoon Access for All Residents
Homes by WestBay Biscayne I luxury home in Mirada San Antonio near Wesley Chapel
Homes by WestBay
Homes from $500s+ · 2,160–4,900 sq ft · Mirada Lagoon Community
Current Incentives
  • 3.99% Fixed Rate + Up to $20,000 Flex Cash or Closing Costs
  • Up to $110,000 Design & Structural Options (Eagles Cove TBB)
  • Premium Lagoon-View Lots Available
  • Spring Savings Event – Up to $50,000 Toward Design Studio Selections
Maronda Homes St. Sebastian townhome plan in Mirada San Antonio near Wesley Chapel lagoon community
Maronda Homes
Townhomes from $259,900 · 1,694 sq ft · 3 BD / 2.5 BA · Lagoon Membership Included
Current Incentives
  • 1.99% Starting Rate – 2/1 Buydown (3.99% Note Rate, 4.925% APR)
  • 3.99% Fixed + $20,000 Your Way (Exp. 03/31/2026)
  • Townhomes from $259,900 – Quick Move-In Ready
  • Crystal Lagoon Access + Walking Trails Included
Dream Finders Homes Shores at Mirada – front-load townhomes from $263,490 in San Antonio FL
Dream Finders Homes
Townhomes from $263,490 · 1,419–1,602 sq ft · Shores at Mirada · 292 Homesites
Current Incentives
  • All Closing Costs Paid + 3.99% Fixed Rate
  • Townhomes Coming Soon – Shores at Mirada
  • Structural Customization Available on Select Plans
  • Rate Buydown Programs – Contact Robert for Latest Offers
Casa Fresca Homes new construction model home in Mirada San Antonio near Wesley Chapel – lagoon community
Casa Fresca
Homes from $300s · Modern Designs
Current Incentives
  • Rates Starting at 1.99% (6.185% APR) – Through March 31, 2026
  • Save Up to $50,000 on Select Homes
  • NO CDD Fees on Eligible Homes (Through March 30)
  • Modern Spanish-Inspired Designs with Lagoon Access

Robert O'Connor

Wesley Chapel New Construction Specialist · SERHANT.

Your New Construction Expert

Get This Week's Full
Incentive Breakdown

Builder incentives change weekly — sometimes daily. I track current offers across every active community in Wesley Chapel so you always know the real net value of any deal before signing a contract.

This consultation is completely free and there is NO obligation.

  • Weekly incentive tracking
  • Builder contract review
  • Pre-drywall inspections
  • Rate comparison analysis
  • Lender incentive stacking
  • No-pressure consultation
Schedule your free consultation (813) 928-6745
Common Questions

Wesley Chapel Builder Incentive FAQs

Yes — to a degree. While builders rarely move on base price, incentives such as closing cost credits, rate buydowns, and design studio upgrades can often be negotiated — especially on inventory or spec homes nearing completion. A knowledgeable Realtor who tracks each builder's inventory and phase status can identify when and where a builder has the most flexibility. Contact Robert for a live assessment.
Builder incentives in Wesley Chapel can change monthly or even weekly. They are often tied to sales goals, interest rate movements, and inventory levels. Incentives tend to be strongest at the end of a sales month, during phase closeouts, or when a builder is holding too many spec homes. This page is updated weekly to reflect the latest offers — but for the most current information, contact Robert directly.
Incentive strength varies by builder and timing. Two Rivers currently has the widest selection of builders and the most competitive incentive options across price points. Mirada offers strong lagoon-lifestyle value alongside builder specials starting in the $200s. Pasadena Ridge is newer to market, so early buyers may find competitive presale incentives. Contact Robert O'Connor for a live, side-by-side comparison tailored to your budget and goals.
Yes — and it costs you nothing. The builder pays the buyer's agent commission in full. Having an independent Realtor means you have an advocate reviewing contracts, tracking incentive deadlines, attending pre-drywall and final walkthrough inspections, and ensuring your interests are protected throughout the build process. The builder's on-site sales agent represents the builder, not you.
Sometimes. Many builder incentives require you to use their preferred lender to unlock the full package — particularly rate buydowns and closing cost credits. However, in some cases you can negotiate to use an outside lender while retaining part of the incentive. Always ask what happens to the incentive if you choose an outside lender, and have an experienced agent help you evaluate the true net value of each offer before committing.

Important Notice: Builder incentives are subject to change without notice and may require the use of a builder's preferred lender. Information on this page is updated weekly based on publicly available builder promotions and is provided for general informational purposes only. Incentive availability, terms, and amounts may vary by lot, phase, and financing conditions. Contact Robert O'Connor at (813) 928-6745 for the most current, verified details before making any purchasing decisions.