Mirada Lagoon Community Real Estate Guide
Mirada is a master-planned lagoon community located in San Antonio, Pasco County, Florida — just north of Wesley Chapel and within commuting distance of Tampa via I-75. Built around a 15-plus-acre man-made lagoon, the community draws buyers seeking resort-influenced living alongside new-construction homes from multiple national builders. This guide presents factual information to help buyers evaluate whether Mirada fits their priorities, timeline, and budget.
What This Guide Covers
- Community overview, location context, and planning structure
- Active builders and home types available within Mirada
- Amenity offerings centered on the MetroLagoon
- CDD assessments, HOA fees, and total cost considerations
- How Mirada compares to other Pasco County lagoon communities
What Is Mirada?
Quick Summary
- Master-planned community in San Antonio, Pasco County, FL — not Wesley Chapel
- Developed by MetroDevelopment Group / MetroPlaces
- Centerpiece: 15-plus-acre man-made lagoon by MetroLagoons — the largest in the country
- Multiple national builders offering single-family, townhome, villa, and 55-plus options
- Planned for approximately 5,000 homes across multiple phases
- Includes Medley at Mirada — a dedicated gated 55-plus Active Adult section
Mirada is a master-planned residential community developed by MetroDevelopment Group in San Antonio, Florida, within Pasco County. The community is organized around a 15-plus-acre man-made lagoon created by MetroLagoons, which serves as the primary amenity anchor. The overall plan accommodates approximately 5,000 homes spread across multiple neighborhoods, each served by national builders offering different product types, price points, and home sizes.
The community is structured as a multi-builder, phased development with shared amenity infrastructure funded through a combination of HOA dues and Community Development District assessments. Mirada includes both family-oriented neighborhoods and a dedicated 55-plus Active Adult section called Medley at Mirada, which has its own clubhouse and age-restricted programming. Ongoing development means not all planned phases or amenities are necessarily complete at any given time; prospective buyers should verify the current status of specific neighborhoods and features directly with on-site sales teams.
Where Is Mirada Located?
Mirada is situated in San Antonio, Florida, in northern Pasco County. The community sits approximately one to two miles north of the Wesley Chapel area boundary, with convenient access to I-75 and the regional highway network. Its location places residents within commuting range of Tampa, Zephyrhills, and New Port Richey, while also connecting them to the growing commercial and employment corridors along State Road 54 and State Road 52.
- Access via I-75 to the west, connecting to greater Tampa and the metro area
- State Road 52 serves as the primary east-west corridor near the community
- State Road 54 corridor provides access to Wesley Chapel retail and employment centers
- Wesley Chapel is approximately 5 to 10 miles south depending on destination
- Zephyrhills is located to the northeast along SR-54 and US-301
- Land O' Lakes and Lutz are accessible to the south via US-41 and I-75
- Tampa International Airport is approximately 30 to 45 minutes via I-75 south
- Mirada Publix grocery anchors nearby service retail within the community area
- Kirkland Ranch Academy of Innovation serves students in the area
Several factors combine to draw buyer attention to Mirada. The community's scale — planned for roughly 5,000 homes — and its recognized lagoon amenity create a lifestyle offer that is relatively uncommon in new-construction developments at this price range. The multi-builder structure means buyers can compare products from multiple national companies within a single community footprint, increasing the likelihood of finding a plan and price point that matches their needs.
- 15-plus-acre MetroLagoon — one of the largest man-made community lagoons in the country
- Multiple active national builders offering varied product types and price ranges
- Medley at Mirada — a gated 55-plus Active Adult section with dedicated amenities and programming
- Golf-cart-friendly paths connecting all neighborhoods to the lagoon and amenity areas
- ULTRAFi high-speed internet infrastructure built into the community
- New construction built to post-2020 codes, qualifying for current insurance rate standards
- Kirkland Ranch Academy of Innovation provides a school option for families with children
- Ongoing infrastructure expansion across northern Pasco County supports long-term growth
Communities and Builders Within Mirada
Mirada accommodates multiple neighborhoods, each developed by different builders with distinct product offerings. The sub-sections below describe the primary neighborhood types and typical buyer profiles. Pricing information is not included here because it changes frequently; buyers should verify current list prices and available incentives directly with each builder's sales office.
Family Single-Family Neighborhoods
The majority of Mirada's land area is dedicated to single-family neighborhoods served by national builders including Homes by WestBay, D.R. Horton, Lennar, Dream Finders Homes, Casa Fresca, Ryan Homes, and Ascend Mirada. Home sizes generally range from approximately 1,400 square feet for entry-level plans to more than 3,500 square feet for larger luxury or estate-style homes. Most neighborhoods offer a mix of two-story and single-story floor plans with open-concept living areas, three-car garage options on select plans, and smart-home technology packages.
This segment of Mirada attracts first-time buyers, growing families, move-up buyers priced out of central Wesley Chapel, and remote workers seeking modern layouts with resort amenity access. Buyers should request the total monthly payment estimate — including CDD assessment, HOA fee, property taxes, and insurance — to compare accurately against homes in adjacent communities.
Medley at Mirada — Active Adult (55-Plus)
Medley at Mirada is the age-restricted 55-plus enclave within the broader Mirada community, developed by Lennar. It operates as a gated section with its own dedicated clubhouse and amenity programming distinct from the family neighborhoods. Home types include single-family and villa options designed for lower-maintenance living, with Lennar's "Everything's Included" standard feature packages. Residents of Medley at Mirada retain access to the community-wide MetroLagoon and shared amenities, subject to current membership terms.
This section is best suited for buyers aged 55 and older who prioritize an active adult lifestyle with on-site wellness, recreation, and social programming, while benefiting from the scale of a larger master-planned community. HOA fees for the Medley section cover exterior maintenance and lawn care, which differs structurally from the family neighborhood HOA — buyers should compare total monthly cost structures carefully before deciding between the two sections.
Townhome and Entry-Level Neighborhoods
Mirada includes townhome and lower-square-footage single-family neighborhoods positioned at lower price points than larger estate offerings. Eagles Cove at Mirada, built by DRB Homes, is one example of the townhome product available. Maronda Homes also offers townhome collections within Mirada, with modern exterior elevations and attached garages. These properties typically feature two to three bedrooms and provide full access to shared community amenities including the lagoon.
Townhome and entry-level buyers should note that HOA fees in these product types often cover exterior maintenance, roofing, and landscaping, resulting in higher monthly HOA amounts than a comparable single-family home in the same community. The total monthly carrying cost — including CDD, HOA, mortgage, taxes, and insurance — should be evaluated carefully before comparing list prices across product types.
Active Builders in Mirada
Homes by WestBay
- Semi-custom single-family homes
- Key West II and Innovation Series floor plans
- Known for elevated ceilings and open layouts
- Design Studio customization options available
Lennar
- "Everything's Included" standard feature model
- Single-family and Active Adult (Medley) product lines
- Smart-home technology packages standard
- High volume of move-in-ready spec inventory
D.R. Horton
- Broad range of floor plans and price points
- Entry-level through mid-range single-family homes
- Frequent buyer incentive and rate buy-down programs
- DHI Mortgage affiliated lending available
Dream Finders Homes
- Customizable floor plans with upgrade options
- Mid-range to upper-mid single-family homes
- Focus on design flexibility for buyers
Casa Fresca & Ryan Homes
- Modern contemporary interior design focus
- Targeted at first-time and younger buyers
- Competitively priced entry and mid-range plans
Maronda Homes & DRB Homes
- Townhome and compact single-family product
- Maronda is a family-owned builder option
- Affordable entry points within the community
Amenities Within Mirada and Nearby Destinations
Mirada's internal amenity package is organized around the MetroLagoon as its primary attraction, supported by recreational, fitness, and social infrastructure throughout the community. Nearby destinations listed below are not located within Mirada's community boundaries; they are referenced only to illustrate the broader regional lifestyle context.
The MetroLagoon — Community Centerpiece
Mirada's 15-plus-acre lagoon is one of the largest man-made community lagoons in the United States. Created by MetroLagoons using proprietary water-treatment technology, it maintains crystal-clear water year-round and anchors the entire community experience.
- Swimming, kayaking, and paddleboarding
- Sandy beach with zero-entry shallow zones
- Water obstacle course and water slides
- Swim-up bar and poolside cabanas
- Lifeguard-staffed during operating hours
- Seasonal events and resident programming
Additional On-Site Amenities
Tennis & Pickleball Courts
Professional-grade lighted courts for singles, doubles, and pickleball. Some courts are reserved for the Active Adult section — confirm current access with the community office.
Dog Parks
Dedicated fenced dog parks throughout the community provide off-leash socialization and exercise areas for residents' pets.
Walking & Biking Trails
Miles of well-maintained multi-modal trails connect neighborhoods to amenity areas and natural green space throughout the community footprint.
Playgrounds & Tot Lots
Shaded playgrounds with safe equipment for younger residents are distributed across the community, within easy walking distance from family neighborhoods.
Nearby Regional Destinations
The following destinations are located in the broader Wesley Chapel and Pasco County region. They are not within the Mirada community boundaries and are referenced here only to provide regional lifestyle context.
The Shops at Wiregrass
Open-air regional shopping center in Wesley Chapel with national retail, dining, and entertainment anchors. Approximately 10 to 15 minutes from Mirada.
Nearby — Wesley Chapel, FL (not within Mirada)
KRATE at The Grove
Shipping-container retail and dining destination in Wesley Chapel featuring local vendors, food options, and an outdoor gathering environment.
Nearby — Wesley Chapel, FL (not within Mirada)
Tampa Premium Outlets
Large outlet retail center in Wesley Chapel offering discounted national and designer brands, approximately 15 to 20 minutes from Mirada.
Nearby — Wesley Chapel, FL (not within Mirada)
BayCare Wesley Chapel
BayCare's Wesley Chapel hospital and associated medical office campus provide regional healthcare access within a short drive of the Mirada area.
Nearby — Wesley Chapel, FL (not within Mirada)
CDD Assessments, HOA Fees, and True Cost of Ownership
Understanding Mirada's Fee Structure
Homes in Mirada typically carry multiple recurring cost components beyond the mortgage, property taxes, and homeowners insurance. Buyers should request the complete breakdown for the specific parcel they are considering before drawing cost comparisons to homes in other communities.
Community Development District (CDD) assessments in Mirada fund the infrastructure that supports the community — roads, utilities, drainage, stormwater systems, and in part the lagoon and shared amenity infrastructure. These assessments are billed annually and appear as a line item on the property tax bill, not as a separate monthly invoice. Based on publicly available information and market summaries as of early 2026, Mirada CDD assessments generally range from approximately $2,100 to $3,600 or more per year depending on lot width, product type, and the specific CDD phase applicable to the parcel. Buyers should verify the exact current assessment for any specific lot by requesting the parcel's most recent tax bill or assessment letter from the builder or Pasco County tax records.
HOA fees at Mirada vary significantly by product type and neighborhood. Standard single-family neighborhoods carry lower quarterly HOA dues covering common area maintenance and community services. Townhome and villa products carry higher HOA fees because those structures cover exterior building maintenance, roofing, and landscaping. The Medley 55-plus section carries its own HOA fee structure that includes additional services. Lagoon access terms — including guest policies and any additional membership components — should be confirmed with the sales office or community management, as terms can change over time. A complete monthly budget estimate for a Mirada home should account for: mortgage principal and interest, property taxes (including the CDD line item), homeowners insurance, HOA dues, and any lagoon membership or access fees specific to the neighborhood.
Frequently Asked Questions About Mirada
Is Mirada considered part of Wesley Chapel?
No. Mirada is located in San Antonio, Florida, which is a distinct municipality in Pasco County. It is near Wesley Chapel and benefits from proximity to Wesley Chapel's commercial, retail, and medical infrastructure, but it falls under different municipal and service boundaries. School zoning, utility providers, and local governance are tied to San Antonio and Pasco County rather than to Wesley Chapel. Buyers should verify the specific parcel's school zone, tax district, and service providers before purchase.
Are CDD fees required, and do they eventually go away?
CDD assessments are required for homeowners within a Mirada CDD district and appear on the annual property tax bill. They are not optional. CDD bonds are generally issued for defined periods — commonly 20 to 30 years — and the debt portion of the assessment may decrease or be retired over that timeframe. However, the operations-and-maintenance portion typically continues after the bond is paid off to fund ongoing maintenance of infrastructure and amenities. Buyers should request the current assessment breakdown to understand how much is debt service versus ongoing operations costs, as this affects long-term financial projections.
Is Mirada still actively developing?
Yes. As of early 2026, Mirada continues to develop with multiple builders releasing new phases. Some portions are fully built out with resale inventory available, while other sections are in active construction phases offering new-construction opportunities. The MetroLagoon is operational, but newer phases may be farther from certain amenities. Buyers evaluating specific lots should ask the builder about the anticipated buildout timeline for the surrounding neighborhood and confirm which amenities are currently accessible from their preferred location.
Who is Mirada best suited for?
Mirada serves a broad buyer profile given its mix of product types and price ranges. Families seeking new construction with resort-style amenities, professionals commuting to Tampa who want a suburban quality of life, active adults seeking the dedicated 55-plus Medley section, and buyers priced out of comparable homes in central Wesley Chapel all represent typical buyer segments. Buyers who prioritize walkability, urban density, or the lowest possible monthly carrying costs may find that the combined CDD, HOA, and lagoon-access fees reduce affordability relative to communities without those amenity structures.
How does Mirada compare to Epperson and Angeline?
Mirada, Epperson, and Angeline are the three primary MetroDevelopment Group lagoon communities in Pasco County. Mirada's lagoon at 15-plus acres is the largest of the three and carries the most established amenity programming. Epperson is located within Wesley Chapel with a roughly 7.5-acre lagoon and benefits from greater proximity to Wesley Chapel retail and schools. Angeline in Land O' Lakes is a larger master plan in earlier phases with a planned lagoon and a long-horizon town-center vision. Each community carries its own fee structure; a side-by-side cost comparison using the specific parcel assessments provides the most accurate affordability picture.